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USDA loans are available for many Oklahoma rural counties.  This includes Logan County.  This loan offers 100% financing and closing costs could be rolled in, which could mean you bring nothing to closing.  Follow the link below to get an application for pre-qualification and income guide lines for a USDA loan.

I’ve worked with buyers who’ve used this loan an it is a great deal.  Of course, it still means you have to buy well and the home has to appraise.

https://skydrive.live.com/embed?cid=D9729D8168F82E3C&resid=D9729D8168F82E3C%21140&authkey=AOkUJSv6ryKpfJI

USDA Oklahoma Website

There may be a closing cost benefit for buyer who go directly through USDA of desired county for pre-qualification and application process.